K&2P
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Legal

MoriPay Terms of Service

Version 1.0.0 · Last updated

This English version is a translation provided for convenience. If there is any discrepancy between this version and the Korean original, the Korean original prevails.

Chapter 1. General Provisions

Article 1 (Purpose)

These Terms of Service (these "Terms") set out the rights, obligations and responsibilities of K&2P Co., Ltd. (the "Company") and users ("Members"), and other necessary matters, in connection with the use of the services provided through the MoriPay application operated by the Company (the "Service").

These Terms are the basic terms governing the operation and use of the MoriPay application. The actual provision, operation and management of the Individual Services offered through the Service are carried out by the respective third-party partners or by the Company directly.

Article 2 (Definitions)

The terms used in these Terms are defined as follows:

  1. "Service" means the entire service operation system provided through the MoriPay application operated by the Company, including member management, service integration, product sales, connection to payments and reservations, and customer support.
  2. "Member" means a person who has agreed to these Terms and whose registration has been approved in accordance with the procedures set by the Company.
  3. "Individual Service" means a service connected, introduced, reserved or linked through the Service, which is actually provided and operated by a third-party business operator rather than the Company.
  4. "Service Provider" means a third-party business operator that directly provides, operates and manages an Individual Service.
  5. "Company Product" means a product or service that the Company offers directly as seller or provider within the Service.
  6. "Individual Terms" means the terms of use, operating policies, refund and cancellation rules, privacy policies and similar documents established by a Service Provider.

Chapter 2. Eligibility and Consent to Terms

Article 3 (Eligibility and Restrictions on Use)

  1. The Service is intended mainly for foreign nationals aged 14 or older visiting the Republic of Korea.
  2. The Company may verify eligibility requirements by reasonable means, such as nationality information, during registration or use of the Service.
  3. If a person does not meet the eligibility requirements, the Company may restrict or suspend that person's use of the Service, either in advance or after the fact.
  4. The Company is not responsible for any disadvantage arising from failure to meet the eligibility requirements.

Article 4 (Consent to Terms and Order of Application)

  1. At registration, Members must give separate consent to each of the following:
    • ① These Terms of Service
    • ② Collection and use of personal information
    • ③ Provision of personal information to third parties
    • ④ Processing of sensitive information (where applicable)
    • ⑤ Transfer of personal information overseas (where applicable)
    • ⑥ The terms of use and operating policies of each Individual Service provided through the Service
  2. When using an Individual Service, a separate consent procedure for that Service Provider's terms and policies may take place.
  3. The conditions of use, fees, refunds and responsibilities for an Individual Service are governed first by the Individual Terms set by the relevant Service Provider.
  4. If these Terms conflict with Individual Terms, these Terms apply as the basis, but certain matters may be governed by the Individual Terms depending on the nature of the Individual Service.

Chapter 3. Structure of the Service and Role of the Company

Article 5 (Types of Services)

The services provided through the Service are divided into the following:

  1. Individual Services: services provided and operated directly by third-party Service Providers
  2. Company Products: products or services offered by the Company directly as seller or provider

Article 6 (Role of the Company)

  1. As the operator of the Service, the Company performs the following roles:
    • ① Providing information on Individual Services and connecting Members to them
    • ② Selling and providing Company Products
    • ③ Technically operating procedures such as payment, reservation and application
    • ④ Receiving and handling customer inquiries
  2. The Company may provide the Service as a mail-order sales intermediary, and the actual contract for an Individual Service is concluded between the Member and the Service Provider.
  3. The Company is neither an issuer of prepaid electronic payment means nor a money transfer business operator. Payment and prepaid electronic payment services provided through the Service are provided through partner electronic financial business operators.
  4. The Company does not directly hold or manage users' funds.

Article 7 (Use of Individual Services)

  1. The relevant Service Provider bears full responsibility for the provision, performance, quality, safety and legality of each Individual Service. However, the Company is responsible for damage arising from the Company's intent or negligence or from problems in its system.
  2. The countries where an Individual Service is available, its scope and its conditions of use may vary according to the Service Provider's policies.
  3. For matters concerning reservations, purchases, cancellations, changes and refunds of an Individual Service that are not separately set out in the Service Provider's Individual Terms or operating policies, the cancellation, change and refund criteria that the Company separately displays on the purchase or reservation screen for that product within the Service may apply.

Article 8 (Use of Company Products)

  1. The purchase and use of Company Products are subject to these Terms and to the sales conditions separately displayed within the Service.
  2. The Company bears responsibility as seller for Company Products in accordance with applicable laws.
  3. Due to the nature of digital products (such as eSIMs and coupons), refunds may be restricted once use has begun.

Chapter 4. Personal Information and Limitation of Liability

Article 9 (Processing of Personal Information and Provision to Third Parties)

  1. The Company collects and uses the minimum personal information necessary to operate the Service and provide Company Products.
  2. Where necessary to provide an Individual Service, the Company may provide personal information to the relevant Service Provider with the Member's consent.
  3. In such cases, the relevant Service Provider is responsible for processing that personal information.

Article 10 (Limitation of Liability)

  1. The Company is not liable for the following:
    • ① Damage caused by reasons attributable to a Service Provider of an Individual Service
    • ② Unavailability due to restrictions on the countries or conditions in which a service is provided
    • ③ Restrictions on use due to a Member's failure to meet nationality requirements
  2. However, the Company bears liability for Company Products in accordance with applicable laws.

Chapter 5. Miscellaneous

Article 11 (Governing Law and Jurisdiction)

These Terms are governed by the laws of the Republic of Korea. Any dispute relating to these Terms shall be brought before the court having jurisdiction under the Civil Procedure Act of the Republic of Korea.

Addendum

These Terms take effect on October 1, 2026.